If you have an iPhone, chances are you already have a podcast app downloaded. It looks like this:

If you see this app on your phone, click it
You can scroll down to the “Browse by Category” section and flick through the different categories. If you have no idea what show you want to listen to, scroll to “Top Shows” and look through the most popular shows of the moment.
If you don’t see this icon but you do have an iPhone you can click the App Store icon and search “podcast” and download the Apple Podcast app from there.

Using Spotify

Spotify is a music-streaming app that also recently started hosting podcasts. It can be used on a smartphone or on a computer.

Download the Spotify app. Your app should download automatically and you simply open the downloaded file and click “Run.” If you’re using a smartphone, you can download the Spotify app via the App Store.
Make a username and password with your email or your Facebook login
On the left side of the menu, click “Browse” and then click “Podcasts”
Scroll through the many different podcast categories to find shows for you!

87:T1447,Email scams are as old as the internet itself, and telephone scams have been around even longer. Each year, scams become more and more sophisticated and harder to spot, especially for people who grew up without the internet. According to a tally by the Canadian government, 156 million email scams (called “phishing” emails) are sent each day around the world. In addition to email scams, there are many types of telephone scams and other fraudulent activity where people are victimized. While many people are cyber-savvy and can easily identify an email scam, older people who may not have the same level of internet knowledge often fall victim to these scams and can lose thousands of dollars—every year, older Americans lose over $12 billion to scams! Below, we analyze the different types of popular scams that target older people — we point out how to spot a scam so you can avoid them.

Types of Scams

There are many different types of consumer cons. They might target you via email scam, through the phone, or pose as a fraud charity or organization. Take a look at some of the different kinds of scams so you can be aware:

Phishing emails: Phishing is a broad type of scam in which an email is sent in order to dupe you into providing information such as passwords, PIN numbers, or credit card numbers. This is one of the most common types of email scams today.
Fake phone calls: Callers claim to be from computer tech support, from the IRS, or even pretend to be grandchildren in desperate need of cash.
Credit card skimmers: Scammers construct pieces of technology that fit directly over the credit card slot on an ATM and can store each credit card number and PIN. Before inserting your card, wiggle the plastic around the card slot. If it’s loose or pops off, report it to the bank and do not use that ATM.
Fake charities: It is now easier than ever to donate money to charity or a cause you believe in. Scammers h

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